This is what a good Prepaid Visa Card compare with others bank debit visa card or credit card. The tune money prepaid visa are more flexible and Internet friendly. The most I like is we / Malaysian can execute Paypal Withdrawal fund from our PayPal account with this prepaid visa card from tune money.
Unlike others bank Prepaid Visa Card or debit visa card charge higher monthly fees for Paypal withdrawal facility or they do not even have such a feature for you to withdraw Paypal fund into their card account.
Fact, The Tune Money Prepaid Visa Card is a reloadable visa card that allows you to only spend the amount that you have pre-deposited into your account. If you don’t like debt and you don’t want to carry cash around, then a prepaid visa card is also what you need.
The prepaid visa card is a personalized prepaid card as your name will be imprinted on the card itself, it quite similar like debit card or credit card, but it give you so much more any ordinary than normal credit card / debit card / charge card. Here is what you will get:
“Cash back” is a cash bonus you receive from Tune Money for using your Prepaid Visa card, which is the total of your quarterly accumulated Tune Points converted into cash and then credited back into your prepaid visa card account for you to spend. Spend every RM3 at Air Asia = you get 3 Tune point / Spend RM3 on any others Merchant = you get 1 Tune point. So the more you use your prepaid visa card, the higher points you will collect, and therefore, the higher amount of cash back you can receive for continues spend.
Here is how useful & Where to use your Tune Money Prepaid Visa card…
1) Retail - Just use your card at any outlet that accepts a card that carries the VISA acceptance mark as a means of payments. As long as you have enough money loaded to cover the payment, you can safely use your card.
2) E-Commerce - Can use for purchase online or Paypal withdrawal. If you are using PAYPAL to accept payment online for your internet business or affiliate earning, the Prepaid visa card can be use on your PAYPAL account for fund withdrawal.
3) Mail order Telephone order - You can use the card to make purchases via ordinary mail (snail mail) or through the telephone, depending on the merchants requirement.
4) AMT withdrawal - You can withdraw money from any AMT (with the visa plus logo) both domestically and internationally. We encourage you to withdraw your money from CIMB ATMs to save on higher transaction cost.
You can re-load your tune money prepaid visa card via any of POS office malaysia, CIMB bank or Bank Simpanan Nasional.
Here is a complete fees or charges table for the card for you reference:
Overall, it seems like this prepaid visa card from tune money is an extremely wonderful proposition for Malaysians especially for Paypal withdrawal functional and the annual fee only Rm9.90 per year, excellent :) .
Thanks for visiting and enjoy! you can contact us at livingsurfer@gmail.com for detail or application.
If you enjoyed this post, please subscribe to my RSS feed!
There are 5 types of requirements document preparation for the Maybank American Express credit card and American Express charge card application - Income Earner, Graduate, Self-Employed, Expatriate and Existing Credit Cards holder. The requirements Document preparation should be refer based on you income field, follow it through for higher approval.
Maybank American Express Credit Card:
Annual Fees:-
-Two years fee waived for Classic and Gold only
-Platinum Card Fee not waived – Supplementary, First 2 cards free
Nationality requirement:-
1. Applicable to Malaysians and expatriates only.
Age requirement:-
1. As a principal cardholder, you must be aged between 21 to 65.
2. As a supplementary cardholder, you must be at least 18 years old
REQUIREMENTS DOCUMENT PREPARATION:
Income Earner:
1. Copy of NRIC (both sides) or Passport, including that of requirements document for supplementary applicants as well.
2. Latest Income Tax Return (Form B) or
3. Latest 2 months Salary Slip; and
4. Latest 3 months Savings Account Activity/Current Account document Statement.
Graduate:
1. Copy of NRIC (both sides) or Passport, including that of supplementary applicants document preparation.
2. Letter of employment document
3. Copy of Degree Certificate
4. Latest 2 months Salary Slip
Note: Salary above RM2,000.00 eligible to apply Gold Card and Classic Card RM18k per annum.
Self-Employed:
1. Copy of NRIC (both sides) or Passport, including that of supplementary applicants.
2. Copies of Business Registration (Form B only) or Form 9, 24 & 49 of Company Act.
3. Latest Income Tax Return (B Form); and
4. Latest 3 Months Saving Account Activity/Current Account Statements requirements document. (Personal account and/or Sole Proprietor company’s account)
Expatriate:
1. Copy of Passport, including that of supplementary applicants
2. Letter from employer confirming income and duration of employment contract in Malaysia (contract valid for 2 years upon application received)
3. Applicant must be a Maybank account holder (to open first before submitting application).
Existing Cardhodler from Other Banks (issued more than 1 year)
1. Copy of NRIC (both sides) including supplementary applicants
2. Copy of Credit / Charge card (both sides – to strikeout/cover three digits).
3. Not applicable for expatriates card holder
4. HSBC credit card statement (latest 1 month)
Notes: It is advisable to enlarge NRIC and Credit Card to 150% All documents enclosed, must be verified by Agents with signature, agent’s name and Sales Code/PF No.
Maybank American Express Charge Card
Annual Fee:
-First 3 years fee waiver
-Free laptop bag worth RM200 upon approved and activation of RM50 of card within 1st month upon receive card
REQUIREMENTS DOCUMENT PREPARATION:
Individual Applicant (Salaried Employee):
1. Photocopy of NRIC (both sides) or passport
2. Income Tax Returns (Form B/Latest EA Form)
3. Last 2 months’ payslips
4. Last 3 months’ savings account activity/current account statements
Self-Employed:
1. Copy of NRIC (both sides) or Passport
2. Copies of Business Registration (Form B only) or Form 9, 24 & 49 of Company Act.
3. Latest Income Tax Return (B Form); and
4. Last 3 months’ Saving Account Activity/Current Account Statements. (Personal account and/or Sole Proprietor company’s account)
Expatriate:
1. Copy of Passport
2. Letter from employer confirming duration of employment contract in Malaysia (at least with minimum of 6 months in Malaysia and with contract valid for 2 years upon application received)
3. Last 2 months’ bank statement (local)
4. Applicant must be a Maybank account holder (to open first before submitting application).
Existing Cardholder from Other Banks (issued more than 1 year):
Salaried Employee
1. Copy of NRIC (both sides)
2. Copy of Credit / Charge card (both sides – to strikeout/cover three digits).
3. Last 2 months’ payslip (optional)
4. HSBC credit card statement (latest 1 month)
Self-employed
1. Copy of NRIC (both sides)
2. Copy of Credit / Charge card (both sides – to strikeout/cover three digits).
3. Last 2 months’ bank statement/3 months’ saving account (or fixed deposit certificate)
4. HSBC credit card statement (latest 1 month)
Notes:
It is advisable to enlarge NRIC and Credit Card to 150%. All documents enclosed, must be verified by Agents with signature, agent’s name and Sales Code/PF No.
Personal reference, no address, telephone number, relationship (only relative, friends/boss not allowed, address different from home).Common error:
Missing information on application (blank)
Preference of Card not indicated
Full name as per NRIC Residence address, number of years
Employment information, designation, years employed, income
Married but spouse info not provided
Personal reference, no address, telephone number, relationship (only relative, friends/boss not allowed, address different from home).
Collection of cards, not advised.
Remember that preparation and submit the correct requirements document is the factor to increase your approval chance from the bank
If you enjoyed this post, please consider to leave a comment or subscribe to the feed and get future update delivered to your feed reader or mailbox.
Save More. Counter Price Hikes. All with EON Bank Credit card zero 0% Interest Balance Transfer Plan!
Now you could start to market or apply EON bank credit card zero 0% Interest Balance Transfer, this Plan has started 1 August 2008.
With the EON BANK Credit Card zero 0% Interest Balance Transfer you can enjoy up to 48 months Installment for your balance transfer!
- You Save More With 0% Interest balance transfer Installment Plan!
- Lessen Your Monthly Minimum Repayments for the EON credit card!
- Up To 48 months Tenure for 0% interest balance transfer!
***Assuming Cardholder makes 5% minimum repayment on the outstanding balance of RM3,600 at finance charges of 18% p.a. on the 0% Interest balance transfer Installment Plan tenure. Terms and conditions apply - with one time interest charge.
This balance transfer plan is designed to take the stress out of your credit card payments, the EON BANK GROUP Credit Card Zero 0% Interest Balance Transfer will help you save even more at the same time, providing you with many flexible options of repayment up to 48 months installment to suit your financial needs.
So switch to EON BANK GROUP Credit Card Zero 0% Interest Balance Transfer Plan today! You will save more with the Zero Interest (0%) balance tranfer Installment Plan and ultimately lessen your monthly minimum repayments.
mailto livingsurfer@gmail.com for more detail or application.
Continue Reading >>>
TheStar
KUALA LUMPUR: OSK-UOB Unit Trust Management Bhd has teamed up with JP Morgan Securities (Asia Pacific) Ltd to launch the OSK-UOB Income Alpha Fund for which they are targeting 8% to 9% in net returns yearly.
OSK-UOB chief executive director Ho Seng Yee said they hoped to attract RM200mil in investments from investors with low to medium risk tolerance.
“Malaysians are generally risk averse and in these uncertain times, some investors may be keen to diversify some of their investment into less risky asset class,” he said at the launch yesterday.
Ho said the fund was suitable for investors who wanted to preserve their capital and wanted returns that were above the prevailing inflation rate.
The inflation rate in June rose to a 26-year high of 7.7%, fuelled by the hike in petrol and diesel prices.
Ho said investors could expect income distribution from the fund semi-annually.
The fund’s main strategy is to invest 90% of its net asset value in ringgit-denominated short-term fixed income securities and the remaining 10% in derivatives in the JP Morgan Yield Alpha 8 Index with exposure in Britain, Europe, Japan, the US and the G10 countries.
The Alpha 8 Index would invest in bonds, foreign currencies and also equities.
Disclaimer: Reading materials in this site are obtained from its respective website and it is for information purposes only.
Citibank Celcom credit card, an innovative card that rewards you like no other, designed to provide financial savings to customers who chalk up high monthly mobile phone bills.
It is the only Citibank credit card that lets you talk for less with Celcom Malaysia. It allow you to get cash rebates and earning extra rewards points each time you use your phone or citibank celcom credit card.
Key Benefits and Features:
Incredible Saving ( 5% + 5% Cash Rebate) :
Enjoy cash rebate on postpaid plan & CELCOM total bill 5% cash rebate on postpaid plan
5% additional cash rebate on CELCOM bill for payment made through CITIBANK One Bill
Special Rewards Program:
RM1 = 3 reward points for CELCOM bill payment via Citibank Celcom credit card
RM1 = 1.5 reward points for non CELCOM purchases using the Citibank celcom credit card
Zero Entry Cost:
New CELCOM Malaysia Subscriber - Waiver on upfront payment fee (1 month plan rate) and Waiver on connection fee RM50.
Existing CELCOM Malaysia Users -Waiver on switching plan fee, RM 10
New Citibank Credit card Customer -1st year annual fee waiver
Greater Payment Convenience:
CITIBANK One Bill Service, ensure timely payment of bill SMS reminder on mobile phone bill with payment option
Protection:
Free Celcom SIM Card Rescue Service, RM36 p.a.
Free Celcom SIM Card replacement, RM 50
Zero lost Citibank Celcom card liability, 1 hour card replacement by Citibank
Redemption Program:
5,000 Reward Points (Valid for 6 months) - 1,000 SMS (Celcom to Celcom) or 300 SMS (Celcom to other network) or 4,000kb Internet Browsing or RM 25 cash rebates on phone bill
2,000 Reward Points (Valid for 3 months) - 300 SMS (Celcom to Celcom) or 100 SMS (Celcom to other network)
Privileges:
Citibank World Privileges, 25000 merchants worldwide
Easy Payment Plan
Advance Loan On Phone
Balance Transfer
24/7 Customer Services
FFL Supplementary Card (2 cards)
Target Market:
Core Target 29-35. Individual mobile phone users
Annual Income Require:
Min income ; RM 18,000
Citibank Celcom Card Credit Line:
Min: RM 3,000 Max: RM 45,000
Annual Fees for Citibank Celcom Credit card:
Basic=RM 90, Supp=RM60 (First 2 FFL)
For further enquiry or applications of this card, please email us at livingsurfer@gmail.com for your interested!
If you enjoyed this post, please consider to leave a comment or subscribe to the feed and get future update delivered to your feed reader or mailbox.
