There are 5 types of requirements document preparation for the Maybank American Express credit card and American Express charge card application - Income Earner, Graduate, Self-Employed, Expatriate and Existing Credit Cards holder. The requirements Document preparation should be refer based on you income field, follow it through for higher approval.
Maybank American Express Credit Card:
Annual Fees:-
-Two years fee waived for Classic and Gold only
-Platinum Card Fee not waived – Supplementary, First 2 cards free
Nationality requirement:-
1. Applicable to Malaysians and expatriates only.
Age requirement:-
1. As a principal cardholder, you must be aged between 21 to 65.
2. As a supplementary cardholder, you must be at least 18 years old
REQUIREMENTS DOCUMENT PREPARATION:
Income Earner:
1. Copy of NRIC (both sides) or Passport, including that of requirements document for supplementary applicants as well.
2. Latest Income Tax Return (Form B) or
3. Latest 2 months Salary Slip; and
4. Latest 3 months Savings Account Activity/Current Account document Statement.
Graduate:
1. Copy of NRIC (both sides) or Passport, including that of supplementary applicants document preparation.
2. Letter of employment document
3. Copy of Degree Certificate
4. Latest 2 months Salary Slip
Note: Salary above RM2,000.00 eligible to apply Gold Card and Classic Card RM18k per annum.
Self-Employed:
1. Copy of NRIC (both sides) or Passport, including that of supplementary applicants.
2. Copies of Business Registration (Form B only) or Form 9, 24 & 49 of Company Act.
3. Latest Income Tax Return (B Form); and
4. Latest 3 Months Saving Account Activity/Current Account Statements requirements document. (Personal account and/or Sole Proprietor company’s account)
Expatriate:
1. Copy of Passport, including that of supplementary applicants
2. Letter from employer confirming income and duration of employment contract in Malaysia (contract valid for 2 years upon application received)
3. Applicant must be a Maybank account holder (to open first before submitting application).
Existing Cardhodler from Other Banks (issued more than 1 year)
1. Copy of NRIC (both sides) including supplementary applicants
2. Copy of Credit / Charge card (both sides – to strikeout/cover three digits).
3. Not applicable for expatriates card holder
4. HSBC credit card statement (latest 1 month)
Notes: It is advisable to enlarge NRIC and Credit Card to 150% All documents enclosed, must be verified by Agents with signature, agent’s name and Sales Code/PF No.
Maybank American Express Charge Card
Annual Fee:
-First 3 years fee waiver
-Free laptop bag worth RM200 upon approved and activation of RM50 of card within 1st month upon receive card
REQUIREMENTS DOCUMENT PREPARATION:
Individual Applicant (Salaried Employee):
1. Photocopy of NRIC (both sides) or passport
2. Income Tax Returns (Form B/Latest EA Form)
3. Last 2 months’ payslips
4. Last 3 months’ savings account activity/current account statements
Self-Employed:
1. Copy of NRIC (both sides) or Passport
2. Copies of Business Registration (Form B only) or Form 9, 24 & 49 of Company Act.
3. Latest Income Tax Return (B Form); and
4. Last 3 months’ Saving Account Activity/Current Account Statements. (Personal account and/or Sole Proprietor company’s account)
Expatriate:
1. Copy of Passport
2. Letter from employer confirming duration of employment contract in Malaysia (at least with minimum of 6 months in Malaysia and with contract valid for 2 years upon application received)
3. Last 2 months’ bank statement (local)
4. Applicant must be a Maybank account holder (to open first before submitting application).
Existing Cardholder from Other Banks (issued more than 1 year):
Salaried Employee
1. Copy of NRIC (both sides)
2. Copy of Credit / Charge card (both sides – to strikeout/cover three digits).
3. Last 2 months’ payslip (optional)
4. HSBC credit card statement (latest 1 month)
Self-employed
1. Copy of NRIC (both sides)
2. Copy of Credit / Charge card (both sides – to strikeout/cover three digits).
3. Last 2 months’ bank statement/3 months’ saving account (or fixed deposit certificate)
4. HSBC credit card statement (latest 1 month)
Notes:
It is advisable to enlarge NRIC and Credit Card to 150%. All documents enclosed, must be verified by Agents with signature, agent’s name and Sales Code/PF No.
Personal reference, no address, telephone number, relationship (only relative, friends/boss not allowed, address different from home).Common error:
Missing information on application (blank)
Preference of Card not indicated
Full name as per NRIC Residence address, number of years
Employment information, designation, years employed, income
Married but spouse info not provided
Personal reference, no address, telephone number, relationship (only relative, friends/boss not allowed, address different from home).
Collection of cards, not advised.
Remember that preparation and submit the correct requirements document is the factor to increase your approval chance from the bank
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